HBOS plc is the holding company of the HBOS Group, formed on the 10 September 2001 by, and named after, the principals involved in the merger of Halifax plc, the former Halifax Building Society, with Bank of Scotland. HBOS's merger was notable in that it created a company of comparable size and stature to the established Big Four UK retail banks. The plc is listed on the London Stock Exchange.

UK Banking

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Halifax and Bank of Scotland now form HBOS' main subsidiaries, but through these, a number of other UK banking brands are owned:

• Birmingham Midshires
• Intelligent Finance (IF)
• Sainsbury's Bank (45%)
• Bank of Scotland Corporate
• Bank of Scotland Investment Services
• Bank of Scotland Private Banking
• Capital Bank plc
• Clerical Medical Investment Group Limited
• HBOS Financial Services Ltd
• HBOS Insurance & Investment Group Ltd
• HBOS Treasury Services plc
• Halifax Financial Services (Holdings) Ltd
• Halifax Investment Fund Managers Ltd
• Halifax Share Dealing Ltd
• Halifax Unit Trust Management Ltd
• Insight Investment Management Ltd
• St. James's Place Capital plc (60% ownership)

UK Insurance

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• esure
• First Alternative
• Halifax General Insurance Services Ltd
• Halifax Insurance Ireland Ltd

Overseas operations

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• Bank of Western Australia Limited
• Bank of Scotland (Ireland)
• Bank of Scotland (Netherlands)
• Banco Halifax Hispania

See also

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• Banks of the United Kingdom

External link

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• HBOS plc website

Banks of the United Kingdom | Banks of the European Union | Banks of Scotland | Companies listed on the London Stock Exchange | Edinburgh | HBOS Group | Companies without an unabbreviated name