ACORN, the Association of Community Organizations for Reform Now, is the largest community organization of low and moderate-income families in the United States. ACORN has an active membership of over 175,000 families, organized into more than 1200 neighborhood chapters in more than 85 cities across the United States, as well as in Canada and Peru. As a community group, ACORN is non-profit, non-violent, and politically non-partisan though certainly progressive. The organization was born out of the American Civil Rights Movement. ACORN was founded by Wade Rathke, a community and labor organizer, in 1970. The current president of ACORN is Maude Hurd. The group has been criticized for alleged electioneering tactics and its support of various left-wing causes and subtle support of partisan candidates.
ACORN groups win reform through direct actions, negotiations, and working with public officials.
Following a three-year campaign to reform the lending practices of Household International, one of the largest subprime lenders in the country, on November 25, 2003, ACORN and Household (now owned by HSBC Holdings and renamed HSBC Finance Corporation) announced a proposed settlement of a national class-action lawsuit that ACORN brought against the company in 2002. The centerpiece of the settlement is a $72 million Foreclosure Avoidance Program which will provide relief to Household borrowers who are behind on their payments and at risk of losing their homes. This settlement came on the heels of an earlier $484 million settlement between Household, attorney generals, and bank regulators from all 50 US states.
In early 2003, ACORN began efforts to seek similar reforms from Wells Fargo. At ACORN's national convention in 2004, three thousand ACORN members presented Wells Fargo with a lawsuit.
In the 1980s, ACORN members fought banks that were refusing to give home loans to people living in low income and minority neighborhoods. The practice is called redlining, and is now illegal as a result of campaigns by ACORN and other organizations.
Additionally, ACORN created a loan counseling program called ACORN Housing. ACORN Housing is distinct organization from ACORN, though the two work closely together to increase home ownership.
Additionally, ACORN has won emissions monitoring from factories near neighborhoods and schools, and closures of industrial plants that caused public health problems.
ACORN's goal was to unite welfare recipients with needy working people around issues of free school lunches, unemployment issues, Vietnam veterans' rights, and emergency room care. The broad range of issues did not stop there as the organization grew throughout Arkansas. ACORN organized farmers to take on environmental issues concerning sulfur emmssions.
Meanwhile, in 1972 back in Little Rock, ACORN was holding neighborhood rallies on a variety of issues, endorsing candidates for local office and eventually had members running for office themselves in 1974.
The great expansion of the organization led to multi-state campaigns beginning with a mass meeting of 1,000 members in Memphis in 1978. At the end of the conference, ACORN convention delegates marched on the Democratic Party conference with the outline of a nine-point “People’s Platform" which would go on to become the foundation of the organization's platform when it was ratified in 1979.
ACORN was heavily involved in the 1980 Election with the "People's Platform" serving as its standard bearer. Demonstrations aimed at both major party candidates including demands to meet with President Jimmy Carter, marching on the president's campaign finance committee chair's home, and presenting the platform to the GOP platform committee.
In June of 1982 ACORN sponsored "Reagan Ranches" in over 35 cities believing the president's focus to be on military as opposed to social spending. "Reagan Ranches" were tent cities erected nationally for two days and met with serious resistance from the National Park Service who tried repeatedly to evict ACORN tenters. The protesters remained and then marched on the White House and testified before a Congressional committee about what they described as the housing crisis in America. The Republican Convention in Dallas, Texas in 1984 was the culminating "Reagan Ranch".
In addition to protesting ACORN also developed and strengthened its political action committees and encouraged its members to run for office. For the 1984 Election ACORN wanted to endorse a candidate, setting a 75% support in polls among members as its requirement. No candidate reached that level, though there was strong support for Jesse Jackson. A legislative office was also established in Washington, DC.
During this period ACORN also focused on local election reform in a number of cities, including Pittsburgh, Pennsylvania, Columbia, South Carolina, and Sioux Falls, South Dakota encouraging the change of at-large legislative bodies to district representation.
ACORN grew to twenty-seven states, adding chapters in New York City, Washington, DC, and Chicago, Illinois by the end of Reagan's first term.
During the 1988 Election ACORN held its National Convention in the same city as the Democratic Convention -- Atlanta, Georgia. During the preceding four years ACORN had strengthened its ties with Jesse Jackson and accounted for thirty Jackson delegates. They also sponsored a march at the convention.
ACORN's membership grew to 70,000 plus in twenty-eight states during this time. The organization increased its legislative lobbying efforts in Washington and strengthened its PACs. It also developed what it called the Affiliated Media Foundation Movement (AM/FM). Starting with station KNON in Dallas, AM/FM moved on to establish radio stations, UHF television and cable television programming. It also sought and received appointments to the Resolution Trust Corporation (RTC) which was formed to dissolve the assets of failed Savings and Loans resulting from the Savings and Loan crisis.
The 1990 ACORN convention in Chicago focused on the fast-breaking housing campaign. It featured a squatting demonstration at an RTC house which was reclaimed for use in an ACORN neighborhood. Later, ACORN members demanded cooperation from banks about providing loan data on low- and moderate-income communities and compliance with 1977's Community Reinvestment Act (CRA).
ACORN fought weakening of the CRA in 1991, when ACORN staged a two-day takeover of the House Banking Committee hearing room to be sure their voices were heard by Congress. It also established ACORN Housing Corporation to service people moving into homes under the housing campaign, rehabilitated hundreds of houses addressed by CRA.
The ACORN convention in New York in 1992, the “ACORN-Bank Summit,” was organized to hammer out deals with giant banks. When Citibank, the nation’s largest bank, did not participate conventioneers protested at Citibank’s downtown Manhattan headquarters, and won a meeting to negotiate for similar programs.
ACORN supported and lobbied for the “Motor Voter” Act. After its passage, ACORN members attended President Clinton’s signing ceremony. ACORN then pursued new registration laws in Arkansas and Massachusetts and filed suit in Illinois, Louisiana, Michigan, Missouri, New Jersey, and Pennsylvania as a result of the act.
In 1993, ACORN also began a national campaign to fight insurance redlining, a practice that put the gains made in other housing campaigns at risk. The campaign targeted Allstate, hitting sales offices in fourteen cities and a stockholders meeting. Allstate agreed to negotiate and signed an agreement in 1994 for a $10 million partnership with ACORN and NationsBank for below-market mortgages to low-income homebuyers. Travelers Insurance came on board with a Neighborhood and Home Safety Program, linking access to insurance and lower rates to public safety programs.
In 2004, Florida ACORN raised Florida's minimum wage by $1.00 an hour to $6.15 by putting a minimum wage amendment on the ballot. Over 1 million Florida employees will be affected by the raise.
The organization continues its multi-issue focus however, pursuing a wide range of issues while building grassroots strength and progressive capacity.
In 2003, ACORN opened operations in 20 new cities, including 5 state capitals.
2004 saw ACORN become an international organization, opening offices in Canada, Peru, and beginning work in Dominican Republic.
Additionally, ACORN filed a lawsuit in California seeking to exempt itself from the state's minimum wage of $4.25 per hour in 1996, the same year it won a victory in Milwaukee, Wisconsin to raise the minimum wage for custodial workers to $6.25 per hour.
In August 2004 a lawsuit was filed in Albuquerque, New Mexico alleging that the policies of the New Mexico Secretary of State, Rebecca Vigil-Giron, improperly exempted individuals who registered to vote through canvassers from requirements that some new registrants submit ID at polling places. During testimony in the case ACORN director Matt Henderson invoked his 5th Amendment right against self-incrimination and refused to answer questions as to whether ACORN had copied voter registration cards before turning them in while being questioned about fraudulent registrations allegedly turned in by ACORN.
ACORN has previously denied any wrongdoing and fired one worker involved in New Mexico registrations. An investigation into the allegedly fraudulent registrations by the U.S. Attorney in New Mexico was launched, and was dropped after no impropriety was found. In January 2005 two ex-ACORN workers were convicted in Denver, Colorado of perjury for submitting false voter registrations.
Further, investigations responding to fraud allegations recently ended in Colorado, Wisconsin, Florida, and Ohio after finding no evidence of pervasive voter fraud. In Wisconsin, U.S. Attorney Steve Biskupic, a Republican appointed by President Bush, concluded, “We don’t see a massive conspiracy to alter the election in Milwaukee, one way or another.” In Ohio, a federal investigation ended with no indictments. “Our investigation is closed. No one was charged,” said Assistant U.S. Attorney Bill Edwards.
ACORN uses a comprehensive quality control program developed by Project Vote. Separate quality control staff visually review all collected registration applications and then call applicants to verify submitted information. ACORN maintains a zero-tolerance policy against fraud and, by implementing these procedures, is able to identify and terminate any employee submitting fraudulent registrations.
Civil rights | Consumer organizations | Non-profit organizations | Political advocacy groups in the United States | Social justice
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